Have you ever spent an entire afternoon searching online for an affordable insurance quote only to give up due to confusion and frustration? If so, you are not alone. Most people are familiar with buying insurance direct from the provider online with national companies, but there are a few different ways that you can shop for insurance.
In addition to going directly to big-name companies, you can also shop with the help of a captive agent who works for a single provider or an independent agent who works with a large variety of insurance companies. While both of these types of agents receive a commission for helping you, an independent agent is much more likely to offer you many different coverage options at affordable prices. Keep reading to learn more about the advantages of working with your local independent insurance agents.
What are the Benefits of Using an Independent Insurance Agency?
There’s no doubt that you’ve seen ads on television telling you that cutting out the “middle man” is the best way to save big on your insurance premiums. While this argument may be valid for certain purchases, it’s important to keep in mind that buying insurance is serious business and exploring all of the options available to you before making a decision is always a good idea.
Because independent insurance agents aren’t tied to one provider, they can focus on assessing your individual needs, exploring different coverage options and finding you the best policy for the price. You don’t have to worry about biased recommendations and can leave the hard work, like searching through endless quotes to the professionals. Some additional advantages of an independent agent include:
- Your agent can quickly compare prices and coverage options between dozens – possibly even hundreds – of different insurance providers. Rates can vary greatly between providers, meaning you’re much more likely to get a better deal when you use an independent agent.
- Insurance requirements in Wisconsin can be confusing, and no one understands them better than your independent insurance agent. Because they operate locally, instead of from across the country, they are better able to assess your needs, make sure you have what you need and get you the best possible prices.
- While you may have heard that coverages vary from state to state, they also vary from provider to provider. That means that even if you find a policy that looks great and has a good price, it could be lacking an essential coverage option that another provider can include in your policy without raising your premium. But you’d never know which is the better options without making a direct comparison – and that can take ages without the help of an independent agent by your side.
- Independent agents are right around the corner. They are local and understand the unique needs of policyholders in your area. While someone from out of state may know that winters in Wisconsin can be harsh, they can’t really understand how important it is to carry certain coverage options to protect your home and car from inclement weather. Luckily, our independent agents are experienced with the needs of Mequon residents and can easily steer you in the right direction when it comes to investing in comprehensive insurance protection.
Contact Leonard Insurance Services Today
Shopping for insurance protection doesn’t have to be a hassle when you’ve got the right agent to guide you through the process. Want to learn more about the benefits of using an independent insurance agency? Call (262) 241-8610 or contact the team at Leonard Insurance today for more information and request a quote.